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Loan Rates
Rates effective date July 24th, 2008
Auto Loan Rates
| Loan Type |
|
MAX Amount
Financed
|
|
MAX Years
to Repay |
|
Loan
Amount |
|
APR* as
low as |
| New Auto |
|
100% |
|
3 years |
|
|
|
5.25% |
| |
|
|
|
4 years |
|
|
|
5.49% |
| |
|
|
|
5 years |
|
$10,000 |
|
5.99% |
| |
|
|
|
6 years |
|
$15,000 |
|
5.99% |
| |
|
|
|
7 years |
|
$30,000 |
|
6.49% |
| |
|
|
|
|
|
|
|
|
| Used Auto |
|
100% retail |
|
3 years |
|
|
|
5.99% |
| |
|
|
|
4 years |
|
|
|
5.99% |
| |
|
|
|
5 years |
|
$10,000 |
|
6.25% |
| |
|
|
|
6 years |
|
$15,000 |
|
6.50% |
| |
|
|
|
7 years |
|
$30,000 |
|
6.75% |
| |
|
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|
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|
Used Auto
older then 7 yrs |
|
90% retail |
|
3 years |
|
|
|
9.00% |
| |
|
|
|
4 years |
|
|
|
9.50% |
| |
|
|
|
5 years |
|
$10,000 |
|
9.75% |
| |
|
|
|
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New RV's, boats
and travel trailers |
|
100% |
|
15 years |
|
$100,000 |
|
8.25% |
| |
|
|
|
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Used RV's, boats and
travel trailers |
|
80% retail |
|
15 years |
|
$100,000 |
|
9.50% |
| |
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New Recreational Motorcycles,
water craft and electrical vehicles |
|
100% |
|
5 years |
|
|
|
9.50% |
| |
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Used Recreational Motorcycles,
water craft and electrical vehicles |
|
80% retail |
|
5 years |
|
|
|
10.50% |
| |
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Personal Loan Rates
| Loan Type |
|
Loan Amount |
|
Annual Percentage Rate* as low as |
| Signature |
|
$300 - $15,000 |
|
11.00%APR* |
| First Time Borrower |
|
$300 - $500 |
|
16.00%APR* |
| Credit Builder |
|
$300 - $500 |
|
18.00%APR* |
| Open-End |
|
$300 - $15,000 |
|
10.50%APR* |
| Overdraft Protection |
|
$300 - $2,500 |
|
17.00%APR* |
| Visa - Classic |
|
$300 - $10,000 |
|
13.25%APR* |
| Visa - Share Secured |
|
Share Balance + 25% |
|
14.90%APR* |
| Share Secured |
|
Up to 90% of Regular Shares |
|
Dividend + 3.50%APR* |
| Certificate Secured |
|
Up to 90% of Certificate |
|
Certificated Rate + 3.50%APR* |
Real Estate Loans
Home Equity Lines of Credit (HELOC) effective 4-1-08
| Loan Type |
|
MAX Loan Amount |
|
Annual Percentage Rate* |
| HELOC 80% LTV |
|
$200,000 |
|
Prime Rate |
| HELOC 90% LTV |
|
$75,000 |
|
Prime + 1.50% APR* |
Click here for more detailed information on HELOC loans.
Home Loans
We have a wide range of First Mortgages that are available for home purchases and refinancing. For rates, terms, and various types of mortgage loans contact our Real Estate Advisor at 800-574-4556 or click below for more information.

*APR = Annual Percentage Rate
All rates are quoted on approved credit as Annual Percentage Rate (APR). Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on credit worthiness, terms, and the amount financed. Rates and terms are subject to change without notice.
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