|
Benefits
|
Free
Checking
|
Advantage
Interest
Checking
|
Golden Harbor (for 55+ members)
|
| Monthly fees |
FREE |
$9.00 Monthly Fee or FREE with Direct Deposit or $1,500 min. balance |
Direct Deposit or $1,000 min. balance |
|
1st order of liberty checks
|
YES |
YES |
YES |
|
Free overdraft loan to checking
|
YES |
YES |
YES |
| Free unlimited use of HFCU's ATMs |
YES |
YES |
YES |
| ATM unlimited Co-Op or credit union ATMs |
First 6-FREE then $1.00 thereafter |
YES |
YES |
| Foreign ATM w/d non CO-OP |
First 6-FREE then $1.00 thereafter |
First 6-FREE then $1.00 thereafter |
FREE |
| Visa Check Card |
FREE |
FREE |
FREE |
| Home Banking |
FREE |
FREE |
FREE |
|
Bill Pay
|
FREE |
FREE |
FREE |
| E-Statements |
FREE |
FREE |
FREE |
| Check Images |
FREE |
FREE |
FREE |
| Audio Response |
FREE |
FREE |
FREE |
| Overdraft transfer from share to checking |
$10.00 |
FREE |
FREE |
|
Coin Machine
|
3% of exchange total |
FREE |
FREE |
| Earning Dividends |
NO |
YES with a $500 min. balance |
YES with a $500 min. balance |
| Money Orders |
$2.00 per $1,000 |
$2.00 per $1,000 |
FREE |
| Travelers Checks |
FREE |
FREE |
FREE |
| Credit Union Checks |
1 FREE per day,$1.00 each thereafter |
1 FREE per day $1.00 each thereafter |
FREE |
| $1,000 Accidental Death and Dismemberment insurance |
FREE |
FREE |
FREE |
