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SHARE ACCOUNTS
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$25.00
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membership fee to re-open account within 6 months
|
| $1.00 |
each withdrawal in excess of 4 per month
|
| $18.00 |
wire transfer-domestic/$30 international |
| $20.00 |
returned NSF Pre-authorized check (ACH) |
| $10.00 |
to close account if within 30 days of opening |
| $5.00 |
per quarter for shares under $25 |
| $2.00 |
per month after 1 year or more inactive |
CHECKING ACCOUNTS - no monthly service charge
| $20.00 |
returned check (NSF)
|
| $20.00 |
returned NSF Pre-authorized check (ACH) |
| $25.00 |
paid NSF item |
| Cost |
Check printing - 1st box of checks free for all new checking accounts |
| $4.00 |
Temporary checks |
| $10.00 |
overdraft transfer from shares in multiples of $50.00 (ACH & Checks) |
| No charge |
overdraft transfer from loan in multiples of $50.00 |
| $10.00 |
Walk-in Verification of Deposit |
| $17.00 |
stop payment thru office |
| $15.00 |
stop payment thru "Telly the Teller" |
| $15.00 |
pre-authorized stop payment |
| $3.50 |
copy of original check/$4.50 for fax |
| $20.00 |
Statement balancing within the first 2 months/$35.00 per hour thereafter |
ADVANTAGE INTEREST CHECKING
| $9.00 |
monthly charge or FREE w/ Direct Deposit or $1,500 minimum balance |
IRA ACCOUNTS
| $10.00 |
yearly maintenance fee |
| $25.00 |
Transfer fee |
| $25.00 |
closing / or withdrawal fee |
ORIGINAL ATM CARDS/CHECK CARDS - no charge
| $7.00 |
Replacement ATM/Check Card or pin number |
| $20.00 |
NSF ATM withdrawal/Check Card |
| $25.00 |
for each paid NSF item |
| $7.00 |
Deposit error at other ATM machines |
| No charge |
for withdrawal, deposit, transfer (share to share) or balance inquiry at our ATM. First 6 ATM withdrawals, transfers or balance inquiry at foreign ATM machines are free per month. Thereafter is $1.00 per transaction.
|
| $0.75 |
per ATM denial on 4th attempt and $5.00 on 5th attempt and after at all machines |
| $0.25 |
per transaction, inquiry and denial thru Point of Sale (Explore) ATM |
CREDIT UNION CHECKS ISSUED FOR SHARE WITHDRAWALS
| $1.00 |
per check in excess of 1 per day |
| $10.00 |
stop payment |
| $5.00 |
copy of original |
VISA/LOANS - No Annual Fee
| $4.00 |
retrieval copy |
| $5.00 |
VISA statement copy |
| $2.00 |
cash advance |
| $7.00 |
card replacement |
| Actual cost |
VISA ATM transaction ($5.00 for ATM denial) |
| $15.00 |
if over credit limit, will be charged at the end of the cycle |
| $15.00 |
charge for VISA payments made after the due date |
| 5% |
of the loan payment will be applied if the loan payment is made 15 days after the due date |
MISCELLANEOUS
| No Charge |
"Telly the Teller" - Audio Response |
| No Charge |
"Harbor @ccess" - Homebanking |
| $4.95 |
Bill Pay Monthly charge - 1st 3 months after initial setup are free |
| No charge |
for Bill Pay if member has recurring Direct Deposit and a VISA Check card |
| $20.00 |
returned NSF checks that you deposit into your account |
| $5.00 |
copy of statement per month |
| $2.00 |
Money Orders |
| $4.00 |
Cashiers Check |
| No charge |
American Express Travelers Checks |
| $3.95 |
American Express Gift Card |
| $2.00 |
American Express Gift Check |
| $5.00 |
Bad Address fee after 2nd statement, thereafter $1.00 per month |
| $25.00 |
Subpoena |
| $3.00 |
Fax per page |
| $15.50 |
Federal Express Mail (Standard Overnight) |
| $25.00 |
Federal Express Mail (Saturday delivery) |
| 3% of total coin |
Coin Machine - Member |
| 6% of total coin |
Coin Machine - Non-member |
| $70.00 |
Social Security numbers wrong or missing |
Effective 11/01/2009
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